11 Apr

Construction Market Review / Outlook – Interview with Alan Johnston, April 2017

Alan Johnston of CreditWorks talks about construction industry debt in 2017. What are the main influencers of construction industry debt? Hardware / construction industry debt levels are based on two main factors: Volume of sales made on credit, and; Regularity of payment for those sales. while patterns of payment (payment profiles) (DSO) tend to be […]

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13 Mar

Credit Scoring – Where are all the Unicorns?

Rob Stock’s article in Stuff (06/03/2017: http://www.stuff.co.nz/business/money/89758411/Rob-Stock-How-my-credit-score-jumped-200-points-in-a-night) raised some interesting points regarding the impact of Positive data reporting on Credit Scores – in particular the rarity of Credit Unicorns when it comes to credit scoring. For those who didn’t see the article, it refers to those rare personnel (the Credit Unicorn) who have a credit […]

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